Smitherwood Insurance is a full-service Independent Insurance Agency and Brokerage based in Richmond, Virginia.

Why is it important for you that we are an independent firm? 

It means that we are not obligated to recommend a specific insurance carrier. Smitherwood Insurance represents over one hundred different insurance carriers. As a result, you will receive the best possible coverage at the best possible price.

We conduct a comprehensive assessment of your total home, auto, or commercial needs and recommend only the carriers and insurance solutions that are right for you.

We are here to protect you and be your advocate.

When we provide a coverage quote for you, we look for the gaps or loopholes that other insurance agents might miss.

We believe in outstanding customer service.

You should expect a prompt response to your questions and requests: most often the same business day.

In addition, we review all our clients’ insurance renewals to ensure our clients receive the best possible price and coverage available. In other words, you won’t pay more for less coverage when you work with Smitherwood Insurance. We work hard to win your business and keep your business.

THE SMITHERWOOD INSURANCE PROMISE

We will provide you with the best possible coverage at the best possible rate, delivered with the best possible customer service. 

ABOUT OUR NAME

The name “Smitherwood ” comes from Oliver’s Grandparents’ family farm in Manassas, Virginia. On that family farm, Oliver learned the value of hard work, integrity, and commitment to keeping promises to others.

WHAT CLIENTS ARE SAYING

4.9 out of 5 stars
Aaron Clark
Aaron Clark
5 out of 5 stars
6 months ago
Oliver has helped me with my renters and auto insurance for 5 years now. He’s always been transparent in discussing...
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Richard Duran
Richard Duran
5 out of 5 stars
6 months ago
It was great having Oliver Smith as my Insurance Broker while I lived in the Richmond, Virginia area. He helped...
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Mary Kellyn Currie
Mary Kellyn Currie
5 out of 5 stars
7 months ago
I found Smitherwood at the beginning of 2021 when I was looking to switch my car insurance from Nationwide. Oliver...
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Ramy Yacoub
Ramy Yacoub
5 out of 5 stars
10 months ago
Oliver Smith is the best agent that anyone could ask for! Best costumer service around.
andrew gillespie
andrew gillespie
5 out of 5 stars
a year ago
Oliver is a pleasure to work with. He adds peace of mind to our busy lives and we’re grateful for...
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These timeless values are the pillars for Smitherwood Insurance.

5/5 (3 Reviews)