An insurance broker works with clients as an independent entity. Brokers go through extensive licensing processes, and research of a variety of companies and policies to ensure they provide their clients with insurance to suit their needs.

While the process of working with a broker can vary, generally, a personal consultation occurs so that we can get to know your needs and answer your questions. Then, we do the leg work of insurance research to provide you with options tailored to your specific situation. We’ll then advise you on policies and terms, and will always be available for questions, even after your purchase.

Your relationship with a broker can also be leveraged in the event of filing a claim. We can help ensure that your claim is handled properly and quickly.

Working with a broker helps you rest easy knowing that you’re getting the best value for your money, and that details don’t go unnoticed in the process. Plus, there’s no added cost to working with a broker. This ensures our clients that we are completely unbiased, and always looking out for your best interest.

Smitherwood Insurance has the resources to handle your personal, specialty, and commercial insurance coverage. We’re proud to offer our clients all the resources & benefits of a large agency without sacrificing quality service and care.

Smitherwood Insurance is an independent insurance brokerage that provides personal and commercial insurance services to individuals and businesses in the Richmond & Tidewater areas, and surrounding communities. Our clients come from all walks of life. We cater to each individual by delivering solutions to build a strong insurance foundation. We strive to provide the utmost expertise, empathy, and commitment to each client. We are an advocate for you and your business’ insurance needs.

What's an insurance broker
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