{"id":24,"date":"2020-10-28T03:20:41","date_gmt":"2020-10-28T07:20:41","guid":{"rendered":"https:\/\/smitherwoodinsurance.com\/?p=24"},"modified":"2020-11-03T00:56:56","modified_gmt":"2020-11-03T05:56:56","slug":"homeowners-insurance","status":"publish","type":"post","link":"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/","title":{"rendered":"Homeowner&#8217;s Insurance"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container gradient-container-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><h3>Be confident you have the protection you need.<\/h3>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 gradient-container-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;width:48%; margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"elegant-image-hotspot elegant-image-hotspot-container \"><img decoding=\"async\" src=\"https:\/\/smitherwoodinsurance.com\/wp-content\/uploads\/2020\/10\/Infographic-Homeowners-Coverage.jpg\" alt=\"Infographic-Homeowners-Coverage.jpg\" ><div class=\"elegant-image-hotspot-items\"><div class=\"elegant-image-hotspot-item\" style=\"font-size:10px;top:25.3%;left:39.8%;color:#ffffff;--background-color:#81c159;--hover-background-color:#517c4c;--tooltip-text-color:#ffffff;--tooltip-background-color:#444444;--hotspot-title-spacing:0px;\"><span class=\"elegant-image-hotspot-pointer elegant-pointer-shape-circle\">1<\/span><span class=\"elegant-image-hotspot-tooltip tooltip-position-top\"  aria-label=\"Coverage A: Dwelling\" role=\"tooltip\">Coverage A: Dwelling<\/span><span class=\"elegant_sonar\"><\/span><\/div><div class=\"elegant-image-hotspot-item\" style=\"font-size:10px;top:52.4%;left:91.5%;color:#ffffff;--background-color:#81c159;--hover-background-color:#517c4c;--tooltip-text-color:#ffffff;--tooltip-background-color:#333333;--hotspot-title-spacing:0px;\"><span class=\"elegant-image-hotspot-pointer elegant-pointer-shape-circle\">2<\/span><span class=\"elegant-image-hotspot-tooltip tooltip-position-top\"  aria-label=\"Coverage B: Shed\" role=\"tooltip\">Coverage B: Shed<\/span><span class=\"elegant_sonar\"><\/span><\/div><div class=\"elegant-image-hotspot-item\" style=\"font-size:10px;top:48.2%;left:67.8%;color:#ffffff;--background-color:#81c159;--hover-background-color:#517c4c;--tooltip-text-color:#ffffff;--tooltip-background-color:#333333;--hotspot-title-spacing:0px;\"><span class=\"elegant-image-hotspot-pointer elegant-pointer-shape-circle\">3<\/span><span class=\"elegant-image-hotspot-tooltip tooltip-position-top\"  aria-label=\"Coverage B: Fence\" role=\"tooltip\">Coverage B: Fence<\/span><span class=\"elegant_sonar\"><\/span><\/div><div class=\"elegant-image-hotspot-item\" style=\"font-size:10px;top:70.2%;left:73.7%;color:#ffffff;--background-color:#81c159;--hover-background-color:#517c4c;--tooltip-text-color:#ffffff;--tooltip-background-color:#333333;--hotspot-title-spacing:0px;\"><span class=\"elegant-image-hotspot-pointer elegant-pointer-shape-circle\">4<\/span><span class=\"elegant-image-hotspot-tooltip tooltip-position-top\"  aria-label=\"Coverage B: Pool\" role=\"tooltip\">Coverage B: Pool<\/span><span class=\"elegant_sonar\"><\/span><\/div><div class=\"elegant-image-hotspot-item\" style=\"font-size:10px;top:86.0%;left:38.9%;color:#ffffff;--background-color:#81c159;--hover-background-color:#517c4c;--tooltip-text-color:#ffffff;--tooltip-background-color:#666666;--hotspot-title-spacing:0px;\"><span class=\"elegant-image-hotspot-pointer elegant-pointer-shape-circle\">5<\/span><span class=\"elegant-image-hotspot-tooltip tooltip-position-top\"  aria-label=\"Coverage B: Outdoor Fireplace\" role=\"tooltip\">Coverage B: Outdoor Fireplace<\/span><span class=\"elegant_sonar\"><\/span><\/div><div class=\"elegant-image-hotspot-item\" style=\"font-size:10px;top:40.1%;left:25.3%;color:#ffffff;--background-color:#81c159;--hover-background-color:#517c4c;--tooltip-text-color:#ffffff;--tooltip-background-color:#333333;--hotspot-title-spacing:0px;\"><span class=\"elegant-image-hotspot-pointer elegant-pointer-shape-circle\">6<\/span><span class=\"elegant-image-hotspot-tooltip tooltip-position-top\"  aria-label=\"Coverage C: Contents\" role=\"tooltip\">Coverage C: Contents<\/span><span class=\"elegant_sonar\"><\/span><\/div><div class=\"elegant-image-hotspot-item\" style=\"font-size:10px;top:71.8%;left:37.9%;color:#ffffff;--background-color:#81c159;--hover-background-color:#517c4c;--tooltip-text-color:#ffffff;--tooltip-background-color:#333333;--hotspot-title-spacing:0px;\"><span class=\"elegant-image-hotspot-pointer elegant-pointer-shape-circle\">7<\/span><span class=\"elegant-image-hotspot-tooltip tooltip-position-top\"  aria-label=\"Coverage C: Chairs\" role=\"tooltip\">Coverage C: Chairs<\/span><span class=\"elegant_sonar\"><\/span><\/div><div class=\"elegant-image-hotspot-item\" style=\"font-size:10px;top:63.1%;left:14.9%;color:#ffffff;--background-color:#81c159;--hover-background-color:#517c4c;--tooltip-text-color:#ffffff;--tooltip-background-color:#333333;--hotspot-title-spacing:0px;\"><span class=\"elegant-image-hotspot-pointer elegant-pointer-shape-circle\">8<\/span><span class=\"elegant-image-hotspot-tooltip tooltip-position-top\"  aria-label=\"Equipment Breakdown Coverage\" role=\"tooltip\">Equipment Breakdown Coverage<\/span><span class=\"elegant_sonar\"><\/span><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"--awb-bg-size:cover;width:48%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"elegant-image elegant-image-0 elegant-align-center \"><div class=\"elegant-image-wrapper\"><img decoding=\"async\" src=\"https:\/\/smitherwoodinsurance.com\/wp-content\/uploads\/2020\/10\/Homeowners-Declaration.png\" alt=\"\" style=\"width:400px;\"\/><\/div><div class=\"elegant-image-blur-shadow\"><img decoding=\"async\" src=\"https:\/\/smitherwoodinsurance.com\/wp-content\/uploads\/2020\/10\/Homeowners-Declaration.png\" alt=\"\" style=\"width:400px;\"\/><\/div><style type=\"text\/css\"><\/style><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container gradient-container-3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;max-width:5px;\"><\/div><div class=\"fusion-text fusion-text-2\"><h4>Your home, and possessions are some of your most valuable assets.<\/h4>\n<h5>That&#8217;s why you need the right coverage to protect your home against fire, water or other disasters.<\/h5>\n<p>When something happens to your home, the last thing you want to worry about is how you&#8217;ll replace what is lost. With a comprehensive homeowners policy, you are covered to rebuild, redeem the items lost while protecting your financial savings moving forward.<\/p>\n<p>The right coverage is available without overpaying for insurance. Trust in Smitherwood Insurance, a broker and expert in the insurance field to receive peace of mind of knowing that your property and its contents are protected.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":2235,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Homeowner&#039;s Insurance - Smitherwood Insurance<\/title>\n<meta name=\"description\" content=\"Elite protection for your home against disasters.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Smitherwood Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/\"},\"author\":{\"name\":\"Smitherwood Insurance\",\"@id\":\"https:\/\/smitherwoodinsurance.com\/#\/schema\/person\/1958fa7a7e05dcfeabd2a72ab0cbad07\"},\"headline\":\"Homeowner&#8217;s Insurance\",\"datePublished\":\"2020-10-28T07:20:41+00:00\",\"dateModified\":\"2020-11-03T05:56:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/\"},\"wordCount\":2223,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/smitherwoodinsurance.com\/wp-content\/uploads\/2020\/03\/Homeowners-1.jpg\",\"articleSection\":[\"Personal Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/\",\"url\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/\",\"name\":\"Homeowner's Insurance - Smitherwood Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/smitherwoodinsurance.com\/wp-content\/uploads\/2020\/03\/Homeowners-1.jpg\",\"datePublished\":\"2020-10-28T07:20:41+00:00\",\"dateModified\":\"2020-11-03T05:56:56+00:00\",\"description\":\"Elite protection for your home against disasters.\",\"breadcrumb\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/smitherwoodinsurance.com\/personal-insurance\/homeowners-insurance\/#primaryimage\",\"url\":\"https:\/\/smitherwoodinsurance.com\/wp-content\/uploads\/2020\/03\/Homeowners-1.jpg\",\"contentUrl\":\"https:\/\/smitherwoodinsurance.com\/wp-content\/uploads\/2020\/03\/Homeowners-1.jpg\",\"width\":1600,\"height\":1005,\"caption\":\"Happy boy after the basketball match with his father. 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