{"id":47,"date":"2020-03-05T18:58:14","date_gmt":"2020-03-05T18:58:14","guid":{"rendered":"https:\/\/smitherwoodinsurance.com\/?p=47"},"modified":"2020-03-10T19:49:30","modified_gmt":"2020-03-10T23:49:30","slug":"types-of-commercial-insurance","status":"publish","type":"post","link":"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/","title":{"rendered":"Types of Commercial Insurance"},"content":{"rendered":"
You might be familiar with auto and home insurance, but as a business owner there is a whole world of commercial insurance out there to protect your business and you as an owner against damages.<\/p>\n
Business liability insurance, also known as commercial general liability \u2013 it can protect you in case you\u2019re sued by a third party. This policy can help cover costs of legal fees and financial damages if your business is sued.<\/p>\n
This coverage can pay for any medical care and replace partial wages for an employee who is injured while working<\/p>\n
Building and Premise coverage against physical disasters: fire, wind, etc<\/p>\n
Personal Business Property within the building such as computers, desks, chairs, etc<\/p>\n
Vehicle(s) used primarily for business-use<\/p>\n
Excess Liability coverage over-top your business property and business auto policies<\/p>\n
The Terrorism Risk and Insurance Act (TRIA) coverage against terrorist attacks.<\/p>\n
Compensates a business if a key employee dies or becomes disabled.<\/p>\n","protected":false},"excerpt":{"rendered":"
Types of Commercial Insurance You might be familiar with auto and home insurance, but as a business owner there is a whole world of commercial insurance out there to protect your business and you as an owner against damages. Business Liability […]<\/p>\n","protected":false},"author":1,"featured_media":48,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"acf":[],"yoast_head":"\n