{"id":47,"date":"2020-03-05T18:58:14","date_gmt":"2020-03-05T18:58:14","guid":{"rendered":"https:\/\/smitherwoodinsurance.com\/?p=47"},"modified":"2020-03-10T19:49:30","modified_gmt":"2020-03-10T23:49:30","slug":"types-of-commercial-insurance","status":"publish","type":"post","link":"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/","title":{"rendered":"Types of Commercial Insurance"},"content":{"rendered":"

Types of Commercial Insurance<\/h3>\n

You might be familiar with auto and home insurance, but as a business owner there is a whole world of commercial insurance out there to protect your business and you as an owner against damages.<\/p>\n

Business Liability Insurance<\/h3>\n

Business liability insurance, also known as commercial general liability \u2013 it can protect you in case you\u2019re sued by a third party. This policy can help cover costs of legal fees and financial damages if your business is sued.<\/p>\n

Workers\u2019 Compensation Insurance<\/h3>\n

This coverage can pay for any medical care and replace partial wages for an employee who is injured while working<\/p>\n

Property Insurance<\/h3>\n

Building and Premise coverage against physical disasters: fire, wind, etc<\/p>\n

Personal Business Property within the building such as computers, desks, chairs, etc<\/p>\n

Business Auto Insurance<\/h3>\n

Vehicle(s) used primarily for business-use<\/p>\n

Business Umbrella<\/h3>\n

Excess Liability coverage over-top your business property and business auto policies<\/p>\n

Terrorism Insurance<\/h3>\n

The Terrorism Risk and Insurance Act (TRIA) coverage against terrorist attacks.<\/p>\n

Key Employee Insurance<\/h3>\n

Compensates a business if a key employee dies or becomes disabled.<\/p>\n","protected":false},"excerpt":{"rendered":"

Types of Commercial Insurance You might be familiar with auto and home insurance, but as a business owner there is a whole world of commercial insurance out there to protect your business and you as an owner against damages. Business Liability […]<\/p>\n","protected":false},"author":1,"featured_media":48,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"acf":[],"yoast_head":"\nTypes of Commercial Insurance - Smitherwood Insurance<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Smitherwood Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/\"},\"author\":{\"name\":\"Smitherwood Insurance\",\"@id\":\"https:\/\/smitherwoodinsurance.com\/#\/schema\/person\/1958fa7a7e05dcfeabd2a72ab0cbad07\"},\"headline\":\"Types of Commercial Insurance\",\"datePublished\":\"2020-03-05T18:58:14+00:00\",\"dateModified\":\"2020-03-10T23:49:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/\"},\"wordCount\":181,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/smitherwoodinsurance.com\/wp-content\/uploads\/2020\/03\/workers-comp.jpg\",\"articleSection\":[\"Commercial Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/\",\"url\":\"https:\/\/smitherwoodinsurance.com\/commercial-insurance\/types-of-commercial-insurance\/\",\"name\":\"Types of Commercial Insurance - 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