Renters Insurance gives renters peace of mind and protection against unforeseen claims against their personal property and liability legality. Covered losses can be claims started by accident of the renter, whether it is a fire, food poisoning, or other bodily harm to an individual outside of the home. Other general covered losses could arise from theft, vandalism, water or fire damage from the building. It’s important to adjusted your policy to your current life situation as coverage options can be broaden to insure personal liability, jewelry, collectibles, professional equipment, identity protection, etc.